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Follow the links below to find material targeted to the unit's elements, performance criteria, required skills and knowledge

Elements and Performance Criteria

  1. Organise implementation actions
  2. Establish appropriate procedures for implementation
  3. Undertake and/or supervise implementation

Performance Evidence

Evidence of the ability to:

prepare materials, personnel and other professionals to effectively implement complex loan structures

interpret and comply with legislation, industry regulations, organisational requirements and codes of practice

review impacts of high asset, income or expenditure requirements, complex taxation, complex nature of and forms of securities, and other legal or complex requirements

establish appropriate monitoring to track progress of implementation.

Note: If a specific volume or frequency is not stated, then evidence must be provided at least once.


Knowledge Evidence

To complete the unit requirements safely and effectively, the individual must:

identify and explain complex features of a client situation and needs including:

commercial loans

chattel leases

native title rights

heritage issues

contaminated sites or properties near noxious industries

explain the complex nature of the securities to be taken including:

implications of borrowing against leased premises

multiple securities of differing kinds

rural land

specialised securities such as hotels

identify forms of security to be taken for complex loan structures:

assignment of rental income to the lender

joint and several personal or related company guarantees

multiple mortgages

registered company charges

second mortgages

the involvement of unit or family trusts as either borrowers or guarantors

discuss documentation requirements relating to:

disclaimers

disclosures

insurance policies

prospectuses

receipts

written advice

outline key features of relevant legislation including state and territory legislation, charges and taxes

discuss time management techniques and tools to support implementation process.